To ease your pain booking train tickets online, Indian Railway Catering and Tourism Corporation (IRCTC) has launched eWallet scheme for all customers. Through this service, customers can now deposit money under IRCTC account and use that for booking train tickets, avoiding the long hesitating procedure to pay through bank’s payment gateway.
IRCTC eWallet scheme works just like Cashless INDIA any other eWallet service, where customers need to deposit money to their IRCTC account and use it up at the time of train ticket booking. Currently customers booking train tickets has to go through the hassle of making payment by going to their respective Credit/Debit Card or Netbanking payment gateway and then wait to get back to IRCTC website after the payment approval. The waiting to get back to IRCTC website after payment causes the trouble of session timeout or others eventually failing to book a ticket.
While the new eWallet scheme allows to bypass all this hassle, you just need to fill up your account with money and then when booking tickets pay using it. No going through the payment gateway and no wait for return, success rate for booking train ticket will be surely high.
IRCTC eWallet scheme provides following advantages:
Hassle free and secure transactions.
Precious booking time saved by eliminating payment appoval cycle.
Benefit of saving Payment Gateway charges per ticket.
Manage account online and top up online.
Dependency on a specific bank is reduced, as when any of the provided banks go offline, you can still book tickets from your IRCTC eWallet account.
Salient features of IRCTC eWallet are:
IRCTC eWallet users will be verified and authenticated through their PAN card number in an Online Verification Process.
IRCTC offers secure booking through IRCTC eWallet by providing Transaction Password/ PIN Number that is required to be entered for every booking done through IRCTC eWallet.
User is provided with a separate link namely IRCTC eWallet that offers IRCTC eWallet Transaction history, IRCTC eWallet payment History & change transaction password options.
In case of ticket cancellation, the due refund will be credited to your IRCTC eWallet Account next day.
7 Easy steps to register and book ticket through IRCTC eWallet:
Step 1: Login to IRCTC with your existing IRCTC user id and password.
Step 2:Click the “IRCTC eWallet Registration” link under IRCTC eWallet Section in the “Plan my travel” page.
Step 3:Complete Verification process by providing PAN CARD No. and other details.
Step 4:Deposit one time registration fee of Rs.50/-(Inclusive of Service Tax of 14 %, Swachh Bharat Cess of 0.5 % and Krishi Kalyan Cess of 0.5%) online with any of the available payment options.
Step 5:Membership fee and Redemption is subject to change at the discretion of IRCTC.
Step 6:Credit the IRCTC eWallet account with the minimum deposit of Rs.100/- and top up with the required booking amount. Maximum amount permitted in user’s account is Rs. 10,000.
Step 7: Pay ticket booking amount through IRCTC eWallet which is displayed as payment option along with other Banks.
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